your buying power "2008"

for 2008 people pay attention to how you spend your money... and you will find that you can do much more with your resources..

if you eat snacks buy them in bulk, if you smoke mini cigars buy them in packs not wasting gas buying them one at a time.. if you buy gas.. why nit pick yourself with 3 dollars and 5 dollars.. either fill the car up or buy you 20$ of gas.. and then manage how you drive.. but you beat yourself to death with 2,3 5 6 dollars of gas... it's not even logical considering you will drive your car daily.. why buy gas daily.. it's a waste of time and a squander of your money and surely it's havoc on a home budget..

if you use debit cards.. then take out 20$ and have it available to get what you want, not using it to charge a pack of gum or soda and cigarettes.. you only cause the banks to charge higher fee's becase of the excessive usage..

people who buy phone cards.. figure out what you actually need, and how you actually use the time.. buying 15-20 dollars at a time, three times a month is much more than a regular service will cost you... MOST ALL OFF MANAGE YOUR PHONE USAGE.. not just talking just to talk.. it's not logical nor is it economical.. just to call people simply becase you have a phone..

if you are in a business.. get off the phone and conduct the business.. it makes you look crazed with a phone glued to your ear from the time you enter the store till the time you leave..

and PAY ATTENTION when driving, not lost in the usage of your cell phone.. the fad of the cell phone long played out.. it's now a tool, use it accordingly.. not as if it's some status item.. and the people with the bluetooth glued to their ear.. does not look cool.. there is nothing about your life that requires you to be readily available 24/7... it's a fake concept of importance and it cost you money to trip on it as such.

Ask yourself .. do you need the latest phone just becase it's been advertised and heavily promoted by the marketing agencies.. ??

think about the buying power you have and how you nit pick your money away.. spending a few pennies here and there.. and then wondering what happen to your money..

if you can't pay off your credit card within 3 months.. don't use it.. !!!!!!!!!!!

letting bills linger past 3 months become a negative to you and your credit .. becase it's communicate your inability to meet your obligations.. 3 months will help you establish good credit if you pay it in 3 equal payments as paid in full.. it gives you 1/4 with good payment track record.


shop for quality household products, not the cheap plastic stuff that requires replacement every month. Just be3case the dollar store sells it for a dollar.. do you really need it , will you actually use it, and will it last??

there are good products made in china but you have to learn to select between the good product and the fancy packaging and the loud colors and painted on chrome look... and if you want furniture, check it.. laminated particle board is .. not going to be worth anything if you try to re-sell it later to upgrade.. all you can do it put it in the trash or give it to some second hand store and they will pile it up as junk.. which no one wants..

Let's think people...

I would like to talk about property purchases. ( at another time).. and many may care to look into it when I discuss the positive aspects of what's available... you will find that you can afford to be a property owner.. and as a property owner .. it helps change your mind about the nature of the enviornment becase you have a vested interest in the city community..