"Learning"

It is necessary in our society and the societies of the world- to get educated- to support the progressive developments we embrace in our lives.

k-12 is a basic and we all must strive to insure all people meet and get those basic's: I watched a speech about education, and it spoke of the importance of early pre school programs; when I was a kids, in the rural south - we did not have "pre-school" - in later years, it is understood what that benefit is: We only started school at the age of 6- but society has shown that by the age of 4, it is such a crucial learning stage- and the system in earlier timeds did not have this information: so we started school at the age of 6.

Today, various programs show kids as young as 2-3 learning to understand written words, and some even learning to read. Interactive elements introduced at a younger age- and the development of learning skills come early to this generation of children.

We as people learn by many ways, both during and after the K-12 years. many class studies both in college, on the job, and self help pursuits, We have to learn to value that in this current society; As many of the recently unemployed, have gained many forms of education both through their jobs, support programs that may be tied to their jobs, and their real life experiences.

The object of education is, "application competency" of gained knowledge- This in no ways diminishes the spectrum nor the need for institution groomed learning, but it should not discount other methods of gained knowledge. Our pools of today, range the full spectrum in age ranges, as it related to the current and future market of employees. some who have more than 20 years of high and qualify performance in a side variety of jobs, some who gained management experiences through many years of working in those fields, some who received their training within corporations and on the job performance. We must not discount this knowledge-

Learning is a life long process- We have in our society people who gained degree 20-30- years ago, who never returned to add to that education, Life changed, things changed and the world expanded- and many of those in such groups- re-learned through their on the job performances, their on the job seminars and training programs- but may not have returned to the college campus. Therefore, a great question arises- "how long does a degree hold its stature" ? If a degree is beyond 20 years past its point of being attained; How would the person who learned the same updates on the job, be less of a value in their gained knowledge. What this implies or seeks to provoke thought upon- is - "how do we value life gained knowledge" ?, "how do we value work learned on the job training knowledge" ?

These are very important questions, in these times- As our labor pools are full with people, who have vast capabilities, and unmeasurable knowledge about a wide range of fields, categories and segments of business and industry.

shall we place no less importance within and upon institutional education, but shall we also not diminish and disqualify, gained knowledge, and work experience application of on the job learned knowledge.

For if we do, do we take from society by default- should knowledge teach us in principle,- how to think and how to engage critical thinking, how to analyze and how to apply what has been understood- and the gain greater understanding in and through our applications of what has been gained.

Our world was turned over to people based solely on "degree" in our financial markets at very high levels, and given a simple mandate of "increase profits", and they applied formula learned in the classroom, but they had no real life pratical understanding of the impact on social cycles, nor of the life impact their decisions would make- they gambled without respect of the labors people invested to turn over their earning to be managed by industry. Years ago, people did not rise to those levels based solely on "degree', they needed work experience learned knowledge and understanding of how the industry was connected to lives- and they progressed as their real world wisdom grew,. those people learned better how to make use of the learned classroom formulas only through the time it takes to be certain of the value of the human element. Our industry now- Hails degree- far beyond it's valid distinction- and neglects the fact that all business functions with the purpose to serve people. the better is meets that objective, the more solid and stable that business will grow, and earn its gains in doing so.

We turned our world over to formula statisticians, who employed formula- for the sake of number crunchers, and then the human element became less important in every aspect of business- and each year, they fill the ranks with "degree', and each year, we see, the continual erosion of business stability. This should show us the value of gained knowledge, this should show us the value of on the job learning, and what it takes for people to learn, before they are entrusted with something so valuable as, the business of a nations, based solely on "degree'.

Take medicine- No doctors, became a doctor- to be entrusted with the lives of a patient, without first completing internship, and then they are put through a series of understudy processes, where they must by mandate confer with people who have gained experience, and on the job learning, before they can make any firm decision that impacts the lives of people.

Now how did we ignore this principle when it came to finance and the financial industry? How did we allow the classroom formulas become more important than the experience and gained knowledge that could understand when and how and at what point to use those formulas, and at what point the formula would not be an applicable options? As a result of ignoring this- we resulted to have created instruments, based of mathematicians- and such things as CDO's were created { Collateralized debt obligations (CDOs) are a type of structured asset-backed security (ABS) whose value and payments are derived from a portfolio of fixed-income underlying assets. CDOs are assigned different risk classes, or tranches, whereby "senior" tranches are considered the safest securities. Interest and principal payments are made in order of seniority, so that junior tranches offer higher coupon payments (and interest rates) or lower prices to compensate for additional default risk. : "Information on CDO"

yet, what did real world and work life gained experience say. A few academics, analysts and investors such as Warren Buffett and the IMF's former chief economist Raghuram Rajan warned that CDOs, other ABSs and other derivatives spread risk and uncertainty about the value of the underlying assets more widely, rather than reduce risk through diversification.

Let us as people always push for higher learning, but let us as people never become so unaware that we take credence from gained learning, through the work experience of our people of this nation, both in public, private and corporate America.

Many of the medicinal components today, were learned and gain, from people in a variety of different countries, who learned through their life and their passed along knowledge about various natural compounds, which provide relief and substantive cures for a wide range of the ills that plague the human being. Herbal medicinal products have always been in use by mankind, and animals alike. Our science explores the synthesis of these products, to extract and modify compounds for a specific application, but also produce side effects, they have no awareness how to limit or selectively removes- so we still must have reliance on the practitioners who use natural herbal medicinal products, who continue to perform with limits of side effects to treat a wide range of ills.

Learning never stops- its our life long process- to learn then to re-learn and the learn how to learn- and that changes with the applications we engage in a ever changing world.

Many principle taught by our elders, and their elders, who did not have an array of fancy wording to convey their point, and yet today some of those principles are as true today as they were when people used less unspellable terminology to speak of those principles.

Mankind can seek and will seek to understand what God has already created, and that is the nature of our discovery- is "understanding and learning to apply what we come to understand".

Yes.. let's " Learn" - and do so by all means of which learning can be gained, and let us respect the learning people have gained, by the variety of means they have gained it. and take nothing from learning, nor judge it by where its learned

Let's respect what has been learned, and the engagments which brought about what is learned.

and

We shall progress as a people, with respect of people as people, not based solely on "degree" alone.

Never by pass the opportunity to learn- by the means available to learn

be it on the job, or in the classroom and in life.