your buying power "2008"

for 2008 people pay attention to how you spend your money... and you will find that you can do much more with your resources..

if you eat snacks buy them in bulk, if you smoke mini cigars buy them in packs not wasting gas buying them one at a time.. if you buy gas.. why nit pick yourself with 3 dollars and 5 dollars.. either fill the car up or buy you 20$ of gas.. and then manage how you drive.. but you beat yourself to death with 2,3 5 6 dollars of gas... it's not even logical considering you will drive your car daily.. why buy gas daily.. it's a waste of time and a squander of your money and surely it's havoc on a home budget..

if you use debit cards.. then take out 20$ and have it available to get what you want, not using it to charge a pack of gum or soda and cigarettes.. you only cause the banks to charge higher fee's becase of the excessive usage..

people who buy phone cards.. figure out what you actually need, and how you actually use the time.. buying 15-20 dollars at a time, three times a month is much more than a regular service will cost you... MOST ALL OFF MANAGE YOUR PHONE USAGE.. not just talking just to talk.. it's not logical nor is it economical.. just to call people simply becase you have a phone..

if you are in a business.. get off the phone and conduct the business.. it makes you look crazed with a phone glued to your ear from the time you enter the store till the time you leave..

and PAY ATTENTION when driving, not lost in the usage of your cell phone.. the fad of the cell phone long played out.. it's now a tool, use it accordingly.. not as if it's some status item.. and the people with the bluetooth glued to their ear.. does not look cool.. there is nothing about your life that requires you to be readily available 24/7... it's a fake concept of importance and it cost you money to trip on it as such.

Ask yourself .. do you need the latest phone just becase it's been advertised and heavily promoted by the marketing agencies.. ??

think about the buying power you have and how you nit pick your money away.. spending a few pennies here and there.. and then wondering what happen to your money..

if you can't pay off your credit card within 3 months.. don't use it.. !!!!!!!!!!!

letting bills linger past 3 months become a negative to you and your credit .. becase it's communicate your inability to meet your obligations.. 3 months will help you establish good credit if you pay it in 3 equal payments as paid in full.. it gives you 1/4 with good payment track record.


shop for quality household products, not the cheap plastic stuff that requires replacement every month. Just be3case the dollar store sells it for a dollar.. do you really need it , will you actually use it, and will it last??

there are good products made in china but you have to learn to select between the good product and the fancy packaging and the loud colors and painted on chrome look... and if you want furniture, check it.. laminated particle board is .. not going to be worth anything if you try to re-sell it later to upgrade.. all you can do it put it in the trash or give it to some second hand store and they will pile it up as junk.. which no one wants..

Let's think people...

I would like to talk about property purchases. ( at another time).. and many may care to look into it when I discuss the positive aspects of what's available... you will find that you can afford to be a property owner.. and as a property owner .. it helps change your mind about the nature of the enviornment becase you have a vested interest in the city community..

let's talk about "A crutch"

The other way to learn racism is from people who jump up and
down and use it as a crutch every other day of their lives,

I don't like this comment for the reason you said. " crutch".. if you know what is racism and that it still exist and that it functions live and well in America and the world... I can't stand it when people say it's used as a crutch.. any and every time racist things are depicted.. that's like saying the racist stuff don't exist.. and we know DAMN well it exist..!!! calling the mention, reference or pointing out of it's existence is always thrown up as being "a crutch" ... I wonder if the comment of calling it a "crutch".. is other-ways of copping out and skirting the issue or the fact of the matter..
Racism found it's challenge of what it takes to remove it thru communication, not avoidance.. It found it's progress in its effort to over-come and work on removal, by and thru discussion, and conversational as well as debating the factors..

for understanding.. think deeply.. when the acts of segregation was alive and functiong at it's peak, none who uttered or implied and overtly exercised racism.. thought it was wrong nor did they give a second thought to how offensive it is, was and might be.. so now, when anyone of color point's it out.. it's always called.. using it as a "crutch"... Well that comment of implying someone is using it as a crutch, can very well be seen as other's not wanting to acknowledge they may be, or that they are being with racist demeanor in their actions.. and they rebuke being called to review.. so it's easier to just say.. another is using it as a "crutch", than to review self and consider how ones actions impact others..

Now further into the realism of the American brand of racism.. people may consider blacks to be this or that.. but even the historical commentary of how blacks, talk.. especially in regions of low economic's and rural sectors, they really don't talk any worst than many whites who are in the same conditions and circumstances of life... and it also is a fact that the poor language of the old era .. was taught to black by poor speaking whites..

the streets of life always go both ways.. and that crutch you mention seems to have potential to be used both ways.. I'd be careful before I say someone is using racism as a crutch.. unless I know what the situation, actions and issues that are being addressed actually contain..

Telling someone that it's used as a "crutch" ... is not much different than telling someone to "shut up, and don't question me" it's very arrogant and as if one has some irreproachable entitlment to do and be and act as they please against and upon another.. and that person .. has no grounds to say anything..

that's how racism finds its continuation in some situations..

Punks by the 1000's and hood rats chasing them- "will they ever awaken to what is life" beyond their self imposed ignorance..

A big key to change the madness is.. if we can get the women to IGNORE these buffoons.. but for some reason there are a lot of women who endorse the idiots... and they don't stop and think one minute that when that same hoodlum they claim to love so much is locked up, all she will be doing is trying to feed the baby, and catch a bus to the jail to give him part of her paycheck..

women have more power than they think.. if they ignore and refuse to talk to or date these saggin pants lowlife mentailty hoodlums who can't open their eyes to see life and see the reality of the enviornment.. and all they think as acting what they think is cool.. but really only shows them as a fool even unto themselves..

and many of them are violent to the woman.. becase they are weak.. they are so weak they wear their pride on their sleeve, which is why they are so eager to fight and kill... afraid someone may find out that deep inside they know themselves they "aint about sh*t".. !!!!!!!!!!!

a man who is a man... does not need to bully, thug, and act like some showboat idiot.. and they don't rush to fight ... and anyone who knows what self respect is.. is not too worried about someone "dissin" them because they know whom they are .. and respct their own self worth..


but these worthless .. lame physical images of male nature.. is not a man..

the difference between a man and a boy... is a sense of "RESPONSIBILITY" and that includes the responsibility to be a civil individual and a social respecter of others.. They don't need to wear.. stuff with that " look at me" neon light like" crap..

half of the one's faking and shaking... not only do they not own a home, they don't even know how to process the paperwork or engage someone who can process paperwork..

they wear what could have been a down payment for a house around their neck and in their mouth and name tag wasted money up and down the streets..

they try to identify with anything and everything but whom they are within.. they wear name tags outsied and upon themselves as their source of self idenity..

so when you see it.. you can see what of a fool ... you may be investing your time in... so... women.. you need to know the signs..

and take a stand and back away from this..

and for men.. if she looks like a thug, act's like a thug, and dresses like a thug, and talk like a thug.... then you probably should accept that she is a thug..
and a thug.. even if dressed in an evening gown, is still just a thug.. in an evening gown..

it's their mindset... which is thugged out... and no... you won't be making a princess out of her.. she is the only one that can transform herself by learning how not to be a thug and then working to not be a thug.

I see so many women accept this stuff in men... but you will not see a man who is trying to be a "man".. with a thug woman... he has not time for it... and you will not see a woman who wants to be and do something with life and even be a good mother.. will not be with a "thug man"..


but for some reason you see a lot of these couples.. where the thug hook up is visible.. now what women in her right mind would want to be with anyone who claims to be a man.. walking around advertising his butt, like he's a prision house pass around" .... and if you look at many of these.. they have a anal fixation.. and what you might be getting is a "closet ___ "

That's all these saggin people are doing .. is beneath it all.. advertising their butt, to other men... and they think the average person don't know.. they are into such.. but it's evident to anyone who pays attention... 90% of them will probably bend over .. in a corner... if they think no one is looking.. that's that prision mentality and prision habit that started the saggin... and butt exposing habit.