debt can produce cash flow

Cash flow is what matters- and accounts payable and accounts receivable will always exist, Banks did not rise up in a nation because it was not concerned about carrying debt. they rose up because people were willing to carry debt- to generate cash flow. their aim was to pay down the debt to increase cash flow, and have equitable worth, which simply affords them to take on more debt.. that is how big business grew, the point become to find a point where it can meet some manageable fluctuation of balance with a manageable measurement of variance.

You can't come out of Bankruptcy without taking on debt, so that is the pathway to you gaining wealth in this business, Now its up to you what you consider wealth. to some it may be earning 10% gain to some they want 300% gain .. before their consider it wealth.. The whole point of bankruptcy is to deal with debt, to restructure it or to retire it.
Best to have an objective of how you can modify to create a program that affords cash to flow